The Buying Process
Our goal as your Greater Vancouver Realtors is to make the purchasing process easy and painless for you as possible. We want you to know that we are here for you every step of the way. However, because we know you’re curious here is a quick idea of what the process looks like.
Starting Your Search
There are many sites out there, and ways to look for properties. It can be a frustrating process, not finding exactly what you are looking for, and may feel like you are spinning your online wheels. by working with your Greater Vancouver Realtors we can help to guide you through the noise, and only bring listings to your attention that fit your search criteria. We don’t only use the MLS® system to find your home, we go beyond that, as there are other resources too.
We View Homes together
We look at homes with you, as we want to get the best sense of what you are looking for, and how you feel in each home. After each viewing, we will sit down and talk about what’s important to you. This way we can be sure we are targeting the best houses on the market to fit your exact needs.
Making an Offer to Purchase
When you find the right home, we will do a Comparative Market Analysis, and we will need to write an offer on the home. We walk you through all the complicated documents so you are comfortable and well aware of what you are signing. We put the proper clauses and subjects to make sure you are protected! Some of the items we will be discussing here are, the price, the completion and possession dates, the deposit, clauses, subjects, and what happens if the offer expires.
What Are The Steps After You Make an Offer to Purchase?
This is where our expertise really shines, being a Certified Negotiating Expert, we negotiate the absolutely best price and terms for you. We communicate with you at all times and keep you in the loop on how things are going.
Getting a Mortgage
Assuming you have already been preapproved by a mortgage broker or financial institution. Once the Offer to Purchase has been accepted, we send it to the lender. Any final documentation that the lender requires will be presented at this time. Your lender may ask you to get a property appraisal, a land survey, or both. You may also be asked to get title insurance. Your lender will tell you about the various types of mortgages, terms, interest rates, amortization periods, and payment schedules available. I am sure you will have lots of questions about mortgages, ie; what is a conventional and High-ratio mortgage, what are the mortgage terms, interest rates, fixed, variable rates, and more.
We have mortgage brokers on our team that will be able to answer all these questions, and any other concerns you may have.
This is the day you will meet with a Lawyer or Notary to do the paperwork, pay the remainder of the down payment (minus the deposit), and the closing costs. The title of the home then gets transferred over to you. (you may also need an insurance binder before meeting with the Lawyer or Notary)
Our favorite part, you will meet up with your Greater Vancouver Realtors and get the keys to your New Home!
Call West Coast Lifestyle Group today 604.789.8202 for your FREE No Obligation Consultation
Review our testimonials and see what our clients are saying!